MarginTrack is the operating system for New Zealand builders and property developers, from site prospecting and feasibility through to Gantt scheduling, cost control, compliance, and reporting. One ledger, not eleven spreadsheets.
No credit card required · Full Professional access for 14 days
Fig. 01: Live project summary, MarginTrack dashboard
Prospecting, feasibility, scheduling, cost control, and compliance, all connected, all in one ledger, with AI built into the layers that benefit from it.
Pull real LINZ data (zoning, title, land area) plus comparable sales and council development contributions into a site assessment before you make an offer. Spatial AI generates indicative massing against setbacks, height, and coverage rules.
Offer Strategist finds the maximum you can pay for land and still hit your margin. Cashflow Forecaster flags finance gaps before they bite. Portfolio Optimiser watches every live build at once.
Walk away above $1.35M to hold 18% margin.
Native NZ GST Input Tax Credit logic, a Residual Land Value algorithm built for the NZ market, and a full Change History audit trail: every figure change logged.
Approve a feasibility and the Gantt generates from your Build Templates automatically, complete with baseline comparison and dependency logic. No redrawing timelines by hand.
Every drawing and consent document auto-categorised, with full revision history. Site staff always see the current version; old drawings stay archived, never mistaken for live.
Tag every transaction against a build-cost line item the moment the invoice lands, not once it's been scheduled. Track subcontractor claims separately from your loan drawdown, and generate a bank-ready proposal PDF in minutes.
RC, BC, RFIs, s224c and CCC tracked stage by stage. A dedicated LBP log for Restricted Building Work. Digital inductions, SWMS, and incident records, plus defects and variations with Construction Contracts Act notice periods.
Manage contacts, subcontractors, and your sales pipeline in one place, with a branded portal so clients and investors track progress without another status-update email.
Jump to any job, feasibility, or contact instantly with Cmd+K. A live dashboard surfaces overdue tasks, open defects, and unapproved claims, sorted by what actually needs you today.
Not a cut-down companion app: the same tasks, documents, defects, and consent tracking, built properly for the field. Update from site, not just from the office.
Upload a plan set and let AI extract measurements and quantities straight into a structured takeoff, tagged by trade. Review and correct anything it gets wrong before it ever reaches a cost line.
Build a client-facing quote line item by line item, with build cost, contingency, markup, and management fee calculated live, then generate a branded proposal PDF with your letter, accreditations, payment schedule, and timeline pulled straight from your Brand Settings defaults. Once accepted, it creates the job, Construction Pricing, Feasibility and Payment Schedule automatically.
Send a secure signing link, no login required on their end. Your client reviews the full proposal, signs on screen, and both sides get a copy of the signed contract automatically, with a recorded audit trail of who signed and when.
Request a price straight from a Construction Pricing category or line item. Your subcontractor gets an emailed link (no account needed) where they type figures directly or attach a PDF. Apply their numbers to your costs with one click.
Real screens, real data shapes, real workflow: not a marketing illustration of what software might look like.
Fig. 02: Actual MarginTrack screens, dark mode as shipped in the product
Collating data, chasing status, updating spreadsheets, preparing reports, across the four roles who touch a typical 18-month residential development most. Every team runs a little differently, but the shape of it usually looks like this.
Reforecasting and financial reviews, roughly 2.5 hrs/week across the project.
Collating data, scheduling, reporting, and stakeholder meetings: about 8 hrs/week.
Pricing the job, then ongoing variations and budget-vs-actual upkeep.
Reconciliation, GST, and payment administration through the build.
We're not going to pretend a tool erases a spreadsheet's worth of hours with a single number; it depends too much on your team. But two changes are real and specific, because the same live data is always sitting there for anyone who needs it:
That time doesn't just vanish. It's time back for the work that actually grows the business: finding the next opportunity, working out where to prospect, looking harder at the deal in front of you instead of reporting on the last one.
MarginTrack versus the three platforms NZ builders and developers compare us against most. The difference isn't just features: every other platform was built for somewhere else.
Comparison based on publicly available pricing and feature information as of August 2026. Competitor offerings change; we recommend confirming current details directly with each provider.
14-day free trial with full Professional access, no credit card, no commitment. Cancel anytime.
14 days · Full Professional access
No credit card required
Create Free Account →NZD + GST · Unlimited projects
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Start Free Trial →All plans include a 14-day free trial with full Professional access. Prices NZD + GST. Cancel anytime.
About
I'm Mike. Twenty-plus years in enterprise IT, then five more running residential developments here in Christchurch. Somewhere in the middle of my own builds I kept hitting the same wall: data scattered across half a dozen disconnected systems, security treated as an afterthought, and someone re-entering a number that someone else had already typed into a different spreadsheet an hour earlier. MarginTrack started as the tool I wished already existed.
It's now used day to day by several other builders and developers around Christchurch, not just my own projects. And because it's built and maintained locally by someone with a real software background rather than outsourced to an offshore vendor, fixes and new features move fast: when a builder using it flags something wrong or missing, it usually gets addressed in days, not queued behind a quarterly roadmap.
Built in New Zealand, for New Zealand builders and developers. Not adapted from a platform designed for somewhere else.
Set up your first feasibility in under ten minutes, or book fifteen minutes with me directly and I'll walk you through it on a real project.
Or send a message
MarginTrack Limited
Effective date: 1 June 2026 · MarginTrack Limited, Canterbury, New Zealand
MarginTrack Limited ("MarginTrack", "we", "us", "our") is a New Zealand-registered company (NZBN 9429053746863) based in Canterbury. We operate the MarginTrack platform at margintrack.nz and app.margintrack.nz, a construction and property development operating system for New Zealand builders and developers.
We collect information you provide directly, including:
We also automatically collect usage data such as IP addresses, browser type, pages visited, and feature usage to help us improve the platform.
Your data is stored on secure cloud infrastructure. We apply industry-standard encryption in transit (TLS) and at rest. Access to your data is restricted to authorised MarginTrack personnel only.
While we take all reasonable precautions, no system can guarantee complete security. We encourage you to use a strong, unique password and enable two-factor authentication where available.
We do not sell your personal information. We may share data with trusted third-party service providers (such as cloud hosting, analytics, and payment processors) strictly to operate the platform. All third parties are bound by confidentiality obligations.
We may disclose information if required by New Zealand law, court order, or to protect the rights and safety of MarginTrack and our users.
If you connect your Xero account, we access only the financial data necessary to provide the integration features you have enabled. We do not store your Xero credentials and access is governed by Xero's OAuth protocol. You can disconnect the integration at any time from within the platform.
We use cookies and similar technologies to keep you signed in, remember your preferences, and analyse platform usage. You can control cookies through your browser settings, though disabling them may affect platform functionality.
Under the New Zealand Privacy Act 2020, you have the right to access the personal information we hold about you, request corrections, and ask us to delete your data where no legal obligation requires us to retain it. To exercise these rights, contact us at support@margintrack.co.nz.
We retain your data for as long as your account is active or as needed to provide the service. If you close your account, we will delete your personal data within 90 days, except where retention is required by law.
We may update this Privacy Policy from time to time. We will notify you of material changes via email or an in-app notification. Continued use of the platform after changes take effect constitutes acceptance.
For privacy-related enquiries: support@margintrack.co.nz
MarginTrack Limited, Canterbury, New Zealand
MarginTrack Limited
Effective date: 1 June 2026 · MarginTrack Limited, Canterbury, New Zealand
By accessing or using the MarginTrack platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Platform. These Terms form a legally binding agreement between you (or the company you represent) and MarginTrack Limited ("MarginTrack", "we", "us").
MarginTrack provides a cloud-based construction and property development management platform for New Zealand builders and developers, including features for feasibility modelling, project scheduling, financial reporting, health & safety management, and AI-powered tools. The Platform is accessed via app.margintrack.nz.
You must register for an account to use the Platform. You agree to provide accurate, complete information and to keep it updated. You are responsible for maintaining the confidentiality of your account credentials. You must notify us immediately at support@margintrack.co.nz of any unauthorised use of your account.
You agree to use the Platform only for lawful business purposes. You must not:
You retain full ownership of all data you enter into the Platform. You grant MarginTrack a limited licence to process your data solely to provide the service. We do not sell or share your data with third parties except as described in our Privacy Policy.
You are responsible for the accuracy of the data you input, including financial figures, project details, and compliance records.
Our AI-powered features (including site prospecting, spatial massing, cashflow forecasting, and the offer strategist) provide indicative outputs to assist your decision-making. These outputs do not constitute financial, legal, or planning advice. You remain solely responsible for all business and investment decisions made using the Platform. MarginTrack accepts no liability for losses arising from reliance on AI-generated outputs.
The Platform, including all software, algorithms, designs, trademarks, and content created by MarginTrack, is our exclusive property. These Terms do not transfer any intellectual property rights to you. You may not copy, reproduce, or create derivative works based on the Platform.
We aim to maintain high availability but do not guarantee uninterrupted access. Scheduled maintenance will be communicated in advance where practicable. Support is available via support@margintrack.co.nz. Priority support is included in the Professional plan.
To the maximum extent permitted by New Zealand law, MarginTrack's total liability to you for any claim arising from or related to the Platform is limited to the fees you paid in the three months immediately preceding the event giving rise to the claim.
MarginTrack is not liable for indirect, incidental, consequential, or punitive damages, including loss of profit, loss of data, or business interruption, even if we have been advised of the possibility of such damages.
Either party may terminate these Terms at any time. We may suspend or terminate your account immediately if you breach these Terms. Upon termination, your right to access the Platform ceases and we will handle your data in accordance with our Privacy Policy.
These Terms are governed by the laws of New Zealand. Any disputes will be subject to the exclusive jurisdiction of the courts of New Zealand. The Consumer Guarantees Act 1993 and Fair Trading Act 1986 may apply where you are a consumer as defined by those Acts.
We may update these Terms from time to time. We will notify you of material changes via email or in-app notice with at least 14 days' notice. Continued use of the Platform after the effective date constitutes acceptance of the updated Terms.
For any questions about these Terms: support@margintrack.co.nz
MarginTrack Limited, Canterbury, New Zealand